Financial literacy is a highly important life skill that is often forgotten by schools and parents. This leaves adults vulnerable to poor spending habits that leave them in debt and wondering where they went wrong. Unfortunately, many people fall into a pattern of making foolish financial decisions that can have long-lasting effects on their lives. …
JayDee Vykoukal
Most of us imagine retirement as a peaceful era characterized by minimal concerns and low anxiety. A time to finally do what we want when we want…right? Unfortunately, this isn’t the case if you pick the wrong spot (specifically the wrong state) to live out your golden years. A high cost of living, rampant crime, …
Is being frugal the answer to all of life’s struggles? Sometimes, yes. But not always! There are certain splurges that are totally worth it to enhance your quality of life in more ways than one. Penny-pinching habits are a great way to plan for future expenses like building emergency savings, saving up a nest egg …
Do you proudly buy Made in the USA products? These days, that’s easier said than done in our ever-growing global economy. In fact, many well-known American companies are no longer even owned by Americans due to various buy-outs and contract changes. Foreign corporations have acquired them, leaving many people wondering if the products they buy …
We’ve all encountered one or two master manipulators in our lives. They can skew any situation, change the narratives, and influence others for personal gain in clever ways so they’re always off the hook, and the situation conveniently leans to their advantage. Understanding the strategies of a master manipulator can help prevent you from falling …
Who wouldn’t want to be debt-free, rich, and more than capable of investing in the future? That’s the dream of achieving financial independence and freedom. Financial independence means having enough money to support yourself and follow your passions without stressing over income. For some, it means living by their own rules. For others, it means …
Most of us can accurately recall what it feels like to fall in love for the first time because of the everlasting impression it leaves on us. It’s a beautiful thing that makes your heart race, whether from lust, adoration, appreciation or maybe a mix of all three. Your first love plays a huge role …
As kids, we were all influenced by and exposed to different spending and savings habits- from parents, the media, and beyond. These ideas affect our daily habits, budgeting, and overall relationship with money. Oftentimes, we don’t realize there are other ways to save, spend, and budget money until we’re forced to share such choices with …
Everyone has those little quirks or habits they do in private when no one is around and they are free from judging eyes. Some things are universal, while others are more personal. Many of us are embarrassed by these behaviors and would never tell anyone else about it or do them publicly, except maybe with …
Living paycheck to paycheck can be stressful and fatiguing. You feel like one misstep could result in a free fall into unending debt or worse (homelessness, bankruptcy, divorce, etc.). With living costs rising at rapid speeds, it can feel especially impossible to get ahead. A lot of people are constantly struggling to make ends meet, …
