Money rules guide how to earn, save, and spend, but not every rule is appropriate for everyone’s financial goals and needs. Some rules might be outdated, while others are too general and don’t consider a person’s needs. Ultimately, some rules can lead to financial mayhem rather than intended stability. Thus, each piece of advice needs …
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Feeling down? Unmotivated? Just plain grumpy? We’ve all been there, and affirmations can help you escape your slump. Life can be tough, and getting caught up in negativity is easy. Bad news, stress, and pressure are everywhere we look. But the good news is that we can slow down, change our mindset, and improve our …
A 2023 survey found that 60% of Americans of all ages are lonely. While we may assume this primarily affects older adults, this just isn’t true anymore. In fact, some surveys illustrate that the younger generations (under 25) struggle with loneliness more than any other group. Still, loneliness is a common issue among individuals as …
Retirement is supposed to be a time of bliss and rest. For many retirees, a slow-paced life, great weather, and good healthcare are top of the list. Your retirement home, or wherever you choose to settle, should give you peace and happiness; to achieve that, choosing the best retirement state should be a priority. If …
You might be surprised how many items you have tucked away on a wish list can be found for pennies if they’re purchased used. This can save tons of money and give you immense satisfaction in finding a treasure you wanted for a steal of a deal. Garage sales and thrift stores are a treasure …
California’s beaches, New York’s energy, the vastness of Texas – each state embodies a piece of the American dream. But for many across the nation, that dream is fading. Sky-high taxes, crushing congestion, political divisions, and even natural disasters are pushing people to pack their bags and seek a better life elsewhere. This exodus isn’t …
Being broke stinks. It can feel like there’s never enough money to cover the essentials, let alone the extras. This can leave a cloud of stress constantly weighing over your head. But even when your budget feels stretched thin, there are smart spending choices you can make to stretch your dollars further and avoid the …
Despite its beauty, life has enough problems to discourage even the strongest among us. Many qualities and advantages help us navigate life well, but mental strength and resilience are needed to help you get back up when life knocks you down. If you can control your mind, you can control your life. Why does one …
In a world where a lot of your life is online – banking, shopping, even your social circle – identity theft is the digital equivalent of a real-world pickpocket. Hackers are crafty, and they’re after more than just your credit card numbers. Medical data, Social Security numbers, and your online reputation are all up for …
In the bustle and noise of modern life, days can feel lonely, and it can seem like the world is against you. Yet, if you look around, there are still kind people who love to help others (and love you). What they say and do makes the world brighter and helps us feel better when …