According to the National Institute on Retirement Security, about 40% of American households led by older individuals may face financial shortfalls in retirement. So, whether you are nearing retirement or it’s a goal you are working toward, your daily financial habits can greatly impact your future comfort. A retirement fund is like a plant; watering it …
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We have to agree that yesteryears were way simpler than today, but most were also pretty weird—and the 1970s are our case study. The decade gave us the Godfather and then saw the end of the Beatles. It is remembered as one of extreme change, lots of firsts, and some turmoil. These years were characterized …
Saving money is a commendable feat. Yet, letting those hard-earned dollars sit idle in a low-interest savings account can lead to losing money over time. Inflation, the gradual increase in prices, erodes the purchasing power of your cash. Let’s say the annual inflation rate is 3%, and your savings account offers a meager 1% interest …
With aging comes wisdom and experience. At a certain stage of life, people start to realize the importance of looking after their bodies and making choices that bring them joy and a sense of fulfillment. Society often talks about what to start doing as you get older. However, thinking about what you should stop doing …
If you’ve been doubting the direction of your life, or worse, feel the pangs of motivation draining from you, it’s high time to address it head-on. We all go through rough patches where we feel uninspired and just want to curl up in a ball for a few days in our beds. However, if those …
Is your relationship competing with a screen for attention? Or are you more interested in your phone than the people around you? If so, you might have fallen prey to “phubbing,” a word that combines “phone” and “snubbing.” Phubbing is the act of ignoring someone while lost on your mobile device (or other tech). It’s …
The United States of America is known for its diverse mix of cultures and ideas, which contribute to unique social norms and customs. While some of these norms are acceptable or expected by American society, they may puzzle others or clash with those of other countries. There’s beauty in cultural diversity, but some American practices …
Have you ever wished you could go back to a simpler time? The adage “old is gold” holds a particular significance for the baby boomer (and older) generation. With age comes a steadfast companion in the form of wisdom, and there lies a wealth of knowledge waiting to be gleaned from the Baby Boomers and …
Retirement marks a major lifestyle shift. The thrill of newfound freedom after working all those years is exhilarating, but it’s vital to reconsider how you spend your hard-earned savings. After a lifetime of work, you deserve to enjoy yourself—but not at the expense of your financial security. To protect your nest egg, it’s wise to …
The kitchen serves as the hub of the house, where the family gets together, cooks, and makes many messy memories over imperfectly baked pies. With plastic cups, mason jars, and outdated appliances, the kitchen can very easily become the house’s dumping site. Clutter can quickly amass over time, resulting in waste, disarray, and possibly even …